All Calculators
Every calculator explains not just how to calculate, but why standards differ between countries. Free forever, no ads, no tracking.
Global Standards FAQ
What is a good BMI? ▾
How do you convert Celsius to Fahrenheit? ▾
How much should I tip? ▾
What is compound interest? ▾
How much mortgage can I afford? ▾
What is a good GPA? ▾
How do you calculate body fat percentage? ▾
What is 20% of a number? ▾
🏥 Health & Body
💪 Health & Fitness
Mifflin-St Jeor (US), Harris-Benedict, Katch-McArdle, NHS Schofield
Total daily energy expenditure with 6 activity levels — WHO, CDC, NHS
Hamwi, Devine, Robinson, Miller formulas + WHO BMI range vs Asia-Pacific
US RDA (0.8 g/kg) vs EFSA (0.83 g/kg) vs WHO (0.66 g/kg) vs sport nutrition (1.6–2.2 g/kg)
Protein/carbs/fat targets from TDEE — USDA, UK Eatwell, Australian, Keto
Daily hydration: US IOM (3.7L) vs EFSA Europe (2.5L) vs Australia (2.6L)
Max HR zones using Fox & Haskell, Tanaka, or Gulati (women) formula
Pace ↔ speed ↔ finish time — 5K, 10K, half marathon, marathon (km & miles)
Steps → km/miles/calories. The 10,000 steps origin — Japan 1965 marketing
Cardiorespiratory fitness from resting HR, Rockport, or Cooper test — AHA/ACSM norms
1RM using Epley, Brzycki, Lombardi, O'Conner + training % table (IPF standard)
WHO cardiovascular risk classification vs Japan metabolic syndrome criteria
Boer & Hume formulas — used for clinical drug dosing globally
US Army circumference method (AR 600-9) vs UK/AU/CA military standards
Blood alcohol: US 0.08% vs Japan 0.03% vs Germany 0.05% driving limits
Estimate lifespan by country, smoking, BMI, exercise — Japan #1 at 84.3 years
EDD from LMP (Naegele's rule), conception, or IVF transfer — NHS, ACOG, WHO
Fertile window by cycle length — NHS, ACOG, Germany BZgA guidance
US Navy circumference method — body fat % from waist, neck & height
EDD from LMP or conception date — Naegele's rule (ACOG, NHS)
Best bedtime & wake-up time from 90-minute sleep cycles
💰 Finance & Loans
US 30-year fixed, UK 2–10 year terms, Canada 25-year max
US loans vs UK HP/PCP agreements vs Canada & Australia financing
Monthly payment and total cost — US, UK, Canada, Australia, Germany
US federal IDR plans, UK Plan 2/5, Australia HECS-HELP (no interest!)
Full month-by-month payment schedule for any loan
True APR including fees — US TILA vs EU APRC vs UK Consumer Credit Act
APY (US) vs AER (UK) — daily, monthly, annual compounding
Monthly payment & amortization for personal, auto, student loans
US CDs, UK fixed-rate bonds, AU term deposits, CA GICs — compare rates
Project growth with UK ISA, Canadian TFSA, Australian Super, or taxable account
Live exchange rates — compare purchasing power across 150+ currencies
Home & car loan EMI — equated monthly installment with amortization
Purchasing power 1970–2026 — US CPI, UK RPI/CPI, EU HICP, Japan, Canada, Australia
Add or remove VAT & GST — UK 20%, EU rates, Australia 10%, India, Singapore
Sale price, percent off, original price — stacked discounts explained
📈 Investment & Returns
Total and annualized return on investment — US CGT vs UK ISA vs AU 50% discount
PV of lump sum or annuity — US OMB 7% vs UK Green Book 3.5%
Grow savings with contributions — 401k, ISA, RRSP, Australian Super
Net present value for capital budgeting — enter any series of cash flows
Internal rate of return vs hurdle rate — private equity, real estate, projects
Dividend income and tax — US 0–20%, UK £500 allowance, AU franking credits
Total return with capital gains tax — US short/long-term, UK 18%/24%
Straight-line, 150% DB, Double Declining — US MACRS vs UK capital allowances
PV and FV of annuity payments — UK pension drawdown vs US annuity products
🏦 Retirement & Tax
2026 contribution limits + employer match projection
Traditional vs Roth IRA side-by-side — UK ISA, CA TFSA, AU super equivalents
Required Minimum Distribution from IRA/401k using IRS Uniform Lifetime Table
Tax on investment gains — US 0/15/20%, UK £3K allowance, AU 50% discount, CA 50% inclusion
Add or remove US state tax, Canadian HST, Australian GST, UK/EU VAT
US 15.3% SE tax, UK Class 4 NI, Australian ABN, Canadian CPP contributions
Estimate US retirement benefits — PIA from AIME, FRA 67, early vs delayed claiming
Failure-to-pay/file penalties + interest, installment agreement costs
2.5% of zakatable wealth above nisab — gold, silver, cash, investments
📊 Business & Profitability
Gross margin % from cost and revenue — margin vs markup explained
Selling price from cost and markup % — retail standards by industry
Gross profit, EBIT, and net profit margin from revenue and costs
Flat-rate and tiered commission — real estate, SaaS, insurance rates
Break-even units and revenue — contribution margin, SBA/UK loan requirements
US SBA 7(a), UK Start Up Loans, Australian small business financing
🏠 Real Estate
US 28/36 rule, UK 4.5× income, Canada stress test, Australia buffer
Compare total cost of renting vs buying — break-even point, equity
Minimum down by loan type — FHA 3.5%, conventional 20%, CMHC, LMI
US PMI monthly cost, Canada CMHC premium, Australia LMI — when it cancels
Break-even and lifetime savings — US closing costs, UK remortgage ERCs
US money factor lease payment vs UK PCP finance — vehicle financing
US mill rates (0.28–2.49%), UK Council Tax bands, AU land tax
🏦 Savings & Retirement
US HYSA, UK Cash ISA, Canadian TFSA, Australian high-interest savings
4% rule nest-egg goal — UK pension, RRSP, Australian super
I = P × r × t — compare simple vs compound. Treasury bills globally.
💳 Debt & Credit
Fixed vs minimum-only payments. US ~22.99%, UK ~20–25% APR explained.
Avalanche vs snowball method — compare strategies, see total interest
US 43% limit, UK affordability test, Canada TDS/GDS thresholds
See how minimum-only payments trap you — payoff timeline & total interest
💵 Salary & Income
Annual ↔ monthly ↔ hourly ↔ weekly conversion. Minimum wages by country.
Convert hourly wage to annual salary accounting for paid/unpaid time off
FLSA 1.5× (US), Working Time Directive (UK), NES (Australia)
50/30/20 rule budget planner with cost-of-living context by country
Assets minus liabilities. Compare to median net worth — Fed, ONS, ABS data.
Take-home pay after tax — US, UK, Canada, Australia
Federal tax + Social Security + Medicare (2026 brackets)
Income tax + National Insurance 2026/27 (HMRC rates)
Income tax for US, UK (with NI), and Canada
Tipping customs across 8 countries — including Japan (no tip)
Creator earnings from views & RPM — US, UK, India, Brazil CPM rates
🔢 Math & Numbers
sin, cos, tan, log, ln, √, x², factorials — deg & rad modes
Plot up to 6 functions simultaneously — polynomials, trig, exponentials, logarithms. Pan & zoom.
3 calculation modes: % of X, X is what % of Y, % change
Days, weeks, months, years between two dates
Add, subtract, multiply, divide, simplify fractions. Decimal ↔ fraction.
Solve a/b = c/d — cross-multiplication. EU 'Dreisatz / Règle de trois'.
Add, subtract, multiply, divide mixed numbers. Converts to improper fractions.
Check primality, list primes (Sieve of Eratosthenes), prime factorization
2×2 and 3×3 matrix add, subtract, multiply, transpose, determinant
nPr and nCr with steps. US C(n,r) vs UK ⁿCᵣ vs IB notation explained.
US 4.0 scale, UK Honours, German 1–4, Australian HD
Bidirectional 1–3999 conversion — subtractive notation explained
🧮 Linear Algebra
Add, subtract, magnitude, unit vector — 2D, 3D & 4D vectors with steps
Scalar product A·B and angle between vectors — 2D to 5D
3D vector product A×B — perpendicular vector, parallelogram area, right-hand rule
Project A onto B — parallel & perpendicular components. Used in PCA & least squares.
Multiply matrices of any size — 2×2 to 4×4 with general dimensions
2×2 to 5×5 determinant via cofactor expansion (2/3×3) & LU decomposition (4/5×5)
2×2 to 4×4 inverse via Gauss-Jordan. Detects singular matrices. Row operations shown.
Reduced Row Echelon Form — rank, nullity, and pivot columns. Rank-nullity theorem.
2×2 and 3×3 eigenvalues via characteristic polynomial. Normalized eigenvectors.
Orthogonalize vectors to create orthonormal basis. QR decomposition foundation.
Null space basis & column space basis from RREF. Rank-nullity theorem demonstrated.
Transpose any matrix (2×2 to 5×5). Detects symmetric matrices. Shows A^T = A cases.
Check up to 5 vectors (ℝ²–ℝ⁴) for linear independence via RREF. Finds basis for span.
📐 Math & Science — Fundamentals
Circle, rectangle, triangle, trapezoid, ellipse, parallelogram — m² & ft²
Sphere, cylinder, cone, cube, prism — litres, US gallons, UK gallons
Solve any triangle — SSS, SAS, AAS. Law of sines & cosines.
a² + b² = c². Find any side. Pythagorean triples. 4 independent discoveries.
Radius, diameter, circumference, area — solve from any one value. π explained.
Solve ax²+bx+c=0. Discriminant, complex roots, vertex. Germany's 'Mitternachtsformel'.
√x, ∛x, nth root. Simplifies radicals (√48 = 4√3). Perfect squares.
xⁿ for any base and exponent. Negative & fractional powers. Scientific notation.
log₁₀, ln, log₂, and any custom base. Change-of-base formula.
n! exact up to n=5000. Double factorial, Stirling's approximation.
Greatest Common Factor (HCF/GCD) and LCM for 2+ numbers. Prime factorization steps.
Simplify ratios, scale them, or solve a:b = c:d proportions. Rule of three.
Step-by-step long division with remainder. US (÷) and European (:) notation.
Round to decimal places, sig figs, or nearest n. Banker's rounding (IEEE 754).
Count sig figs or round to n sig figs. IB/AP/A-Level rules explained.
Integers, decimals, dice rolls, or random picks from a set. Seeded & unique modes.
Binary ↔ Octal ↔ Decimal ↔ Hex with step-by-step. Unix permissions, CSS colors.
📊 Statistics & Probability
Mean, median, mode, std dev (sample & population), variance, IQR
All 3 averages + range from any data set. Why governments use median income.
Population (÷n) and sample (÷n−1) variance & std dev. Bessel's correction explained.
Z-score and percentile. Left/right/two-tailed probabilities. Japanese hensachi.
P-value from z or t score. One/two-tailed. α = 0.05 / 0.01 significance levels.
CI for mean or proportion at 90/95/99%. Auto t-distribution for n < 30.
Required survey sample size. Finite population correction for small communities.
Pearson r, Spearman ρ, R², linear regression. AP Stats, A-Level, IB.
P(A∪B), P(A∩B), P(A|B), P(A'). Frequentist rules for AP Stats / A-Level.
Population (σ) and sample (s) std dev with step-by-step working
🔄 Conversion
Celsius, Fahrenheit, Kelvin, Rankine with reference table
Length, weight, volume, area — metric & imperial
mm, cm, m, km, in, ft, yd, miles, nautical miles, furlongs — 17 units
kg, lbs, stone (UK), oz, tonnes, troy oz, carats — with UK stone explained
Live exchange rates — compare purchasing power across 150+ currencies
⏱️ Time & Utility
Convert time between any two IANA time zones — DST handled automatically
Live current time in any two cities — time difference updated every second
Weekly timesheet — clock-in/out with break deductions, weekly pay estimate
Add or subtract hours and minutes — convert decimal hours to H:MM
12-hour AM/PM ↔ 24-hour military time — full reference table
Live countdown to any future date/event — days, hours, minutes, seconds
Road trip fuel cost — MPG (US/UK), L/100km — split by passengers
Appliance running cost daily/monthly/annually — country-specific rates
Convert MPG (US), MPG (UK), L/100km, km/L — explains gallon difference
Annual output, savings & payback — US ITC 30%, UK SEG, AU STC rebates
Solve speed/distance/time in mph, km/h, m/s, knots — speed limits by country
Bits, bytes, KB, MB, GB, TB — SI vs IEC binary (GiB vs GB) explained
Download/upload time from file size and connection speed — Mbps vs MB/s
Hours between two times, add/subtract hours & minutes
Trip fuel cost from MPG or L/100km — US, UK, Europe, Australia
🎓 Education & Science
Weighted grades — US letter, UK Honours, German, French scales
Punnett squares — monohybrid, dihybrid, ABO blood types, X-linked traits
DNA → mRNA → protein with codon table & mutation explorer
🏠 Home & Tools
Total area of multiple rooms in ft², m², yd² & acres + material cost — how floor area is measured worldwide
Cubic yards (US), cubic metres (UK/AU), bag counts for 60/80lb and 20/25kg bags
Gallons (US) or litres (UK/AU) — deducts doors & windows, any number of coats
Square feet, square metres & square yards with waste factor for any lay pattern
Square yards (US) vs linear metres of 4m roll (UK/AU) — includes pattern repeat waste
Tiles & boxes from room area and tile size — inches (US) or centimetres (UK/AU)
Board feet (US/CA) or lineal metres (UK/AU) — explains nominal vs actual size
Cubic yards (US), cubic metres (UK/AU), and bag counts for 2 cu ft, 60L, 70L bags
Volume and weight for pea gravel, crushed stone, river rock — US tons & metric tonnes
Panels, posts & rails — US 8ft, UK 6ft, AU 1.8m standard panel sizes
Roofing squares (US/CA) or m² (UK/AU) with pitch factor — shingles & tiles
Cryptographically secure — follows NIST (US), NCSC (UK), ACSC (AU) guidelines
Words, chars, reading time, sentences — Twitter, SMS, LinkedIn platform limits
HEX ↔ RGB ↔ HSL ↔ HSV ↔ CMYK — web (RGB) vs print (CMYK) explained
CIDR network/broadcast/host range — RFC 1918 private ranges explained
Why WorldCalculators.org?
Most calculator sites give you a number. We give you the number — and explain how Japan, the UK, Germany, and the US all calculate it differently. Because the same formula doesn't always mean the same answer.