All Calculators
Every calculator explains not just how to calculate, but why standards differ between countries. Free forever, no ads, no tracking.
Global Standards FAQ
What is a good BMI? ▾
How do you convert Celsius to Fahrenheit? ▾
How much should I tip? ▾
What is compound interest? ▾
How much mortgage can I afford? ▾
What is a good GPA? ▾
How do you calculate body fat percentage? ▾
What is 20% of a number? ▾
🏥 Health & Body
💪 Health & Fitness
Mifflin-St Jeor (US), Harris-Benedict, Katch-McArdle, NHS Schofield
Total daily energy expenditure with 6 activity levels — WHO, CDC, NHS
Hamwi, Devine, Robinson, Miller formulas + WHO BMI range vs Asia-Pacific
US RDA (0.8 g/kg) vs EFSA (0.83 g/kg) vs WHO (0.66 g/kg) vs sport nutrition (1.6–2.2 g/kg)
Protein/carbs/fat targets from TDEE — USDA, UK Eatwell, Australian, Keto
Daily hydration: US IOM (3.7L) vs EFSA Europe (2.5L) vs Australia (2.6L)
Max HR zones using Fox & Haskell, Tanaka, or Gulati (women) formula
Pace ↔ speed ↔ finish time — 5K, 10K, half marathon, marathon (km & miles)
Steps → km/miles/calories. The 10,000 steps origin — Japan 1965 marketing
Cardiorespiratory fitness from resting HR, Rockport, or Cooper test — AHA/ACSM norms
1RM using Epley, Brzycki, Lombardi, O'Conner + training % table (IPF standard)
WHO cardiovascular risk classification vs Japan metabolic syndrome criteria
Boer & Hume formulas — used for clinical drug dosing globally
US Army circumference method (AR 600-9) vs UK/AU/CA military standards
Blood alcohol: US 0.08% vs Japan 0.03% vs Germany 0.05% driving limits
Estimate lifespan by country, smoking, BMI, exercise — Japan #1 at 84.3 years
EDD from LMP (Naegele's rule), conception, or IVF transfer — NHS, ACOG, WHO
Fertile window by cycle length — NHS, ACOG, Germany BZgA guidance
💰 Finance & Loans
US 30-year fixed, UK 2–10 year terms, Canada 25-year max
US loans vs UK HP/PCP agreements vs Canada & Australia financing
Monthly payment and total cost — US, UK, Canada, Australia, Germany
US federal IDR plans, UK Plan 2/5, Australia HECS-HELP (no interest!)
Full month-by-month payment schedule for any loan
True APR including fees — US TILA vs EU APRC vs UK Consumer Credit Act
APY (US) vs AER (UK) — daily, monthly, annual compounding
Monthly payment & amortization for personal, auto, student loans
US CDs, UK fixed-rate bonds, AU term deposits, CA GICs — compare rates
Project growth with UK ISA, Canadian TFSA, Australian Super, or taxable account
Live exchange rates — compare purchasing power across 150+ currencies
📈 Investment & Returns
Total and annualized return on investment — US CGT vs UK ISA vs AU 50% discount
PV of lump sum or annuity — US OMB 7% vs UK Green Book 3.5%
Grow savings with contributions — 401k, ISA, RRSP, Australian Super
Net present value for capital budgeting — enter any series of cash flows
Internal rate of return vs hurdle rate — private equity, real estate, projects
Dividend income and tax — US 0–20%, UK £500 allowance, AU franking credits
Total return with capital gains tax — US short/long-term, UK 18%/24%
Straight-line, 150% DB, Double Declining — US MACRS vs UK capital allowances
PV and FV of annuity payments — UK pension drawdown vs US annuity products
🏦 Retirement & Tax
Project 401k balance with employer match — UK pension, AU super, CA RRSP
Traditional vs Roth IRA side-by-side — UK ISA, CA TFSA, AU super equivalents
Required Minimum Distribution from IRA/401k using IRS Uniform Lifetime Table
Tax on investment gains — US 0/15/20%, UK £3K allowance, AU 50% discount, CA 50% inclusion
Add or remove US state tax, Canadian HST, Australian GST, UK/EU VAT
US 15.3% SE tax, UK Class 4 NI, Australian ABN, Canadian CPP contributions
📊 Business & Profitability
Gross margin % from cost and revenue — margin vs markup explained
Selling price from cost and markup % — retail standards by industry
Gross profit, EBIT, and net profit margin from revenue and costs
Flat-rate and tiered commission — real estate, SaaS, insurance rates
Break-even units and revenue — contribution margin, SBA/UK loan requirements
US SBA 7(a), UK Start Up Loans, Australian small business financing
🏠 Real Estate
US 28/36 rule, UK 4.5× income, Canada stress test, Australia buffer
Compare total cost of renting vs buying — break-even point, equity
Minimum down by loan type — FHA 3.5%, conventional 20%, CMHC, LMI
US PMI monthly cost, Canada CMHC premium, Australia LMI — when it cancels
Break-even and lifetime savings — US closing costs, UK remortgage ERCs
US money factor lease payment vs UK PCP finance — vehicle financing
US mill rates (0.28–2.49%), UK Council Tax bands, AU land tax
🏦 Savings & Retirement
US HYSA, UK Cash ISA, Canadian TFSA, Australian high-interest savings
401k, UK pension, Canadian RRSP, Australian superannuation
I = P × r × t — compare simple vs compound. Treasury bills globally.
💳 Debt & Credit
Fixed vs minimum-only payments. US ~22.99%, UK ~20–25% APR explained.
Avalanche vs snowball method — compare strategies, see total interest
US 43% limit, UK affordability test, Canada TDS/GDS thresholds
💵 Salary & Income
Annual ↔ monthly ↔ hourly ↔ weekly conversion. Minimum wages by country.
Convert hourly wage to annual salary accounting for paid/unpaid time off
FLSA 1.5× (US), Working Time Directive (UK), NES (Australia)
50/30/20 rule budget planner with cost-of-living context by country
Assets minus liabilities. Compare to median net worth — Fed, ONS, ABS data.
Take-home pay after tax — US, UK, Canada, Australia
Federal tax + Social Security + Medicare (2024 brackets)
Income tax + National Insurance 2024/25 (HMRC rates)
Income tax for US, UK (with NI), and Canada
Tipping customs across 8 countries — including Japan (no tip)
🔢 Math & Numbers
sin, cos, tan, log, ln, √, x², factorials — deg & rad modes
Plot up to 6 functions simultaneously — polynomials, trig, exponentials, logarithms. Pan & zoom.
3 calculation modes: % of X, X is what % of Y, % change
Days, weeks, months, years between two dates
Add, subtract, multiply, divide, simplify fractions. Decimal ↔ fraction.
Solve a/b = c/d — cross-multiplication. EU 'Dreisatz / Règle de trois'.
Add, subtract, multiply, divide mixed numbers. Converts to improper fractions.
Check primality, list primes (Sieve of Eratosthenes), prime factorization
2×2 and 3×3 matrix add, subtract, multiply, transpose, determinant
nPr and nCr with steps. US C(n,r) vs UK ⁿCᵣ vs IB notation explained.
US 4.0 scale, UK Honours, German 1–4, Australian HD
🧮 Linear Algebra
Add, subtract, magnitude, unit vector — 2D, 3D & 4D vectors with steps
Scalar product A·B and angle between vectors — 2D to 5D
3D vector product A×B — perpendicular vector, parallelogram area, right-hand rule
Project A onto B — parallel & perpendicular components. Used in PCA & least squares.
Multiply matrices of any size — 2×2 to 4×4 with general dimensions
2×2 to 5×5 determinant via cofactor expansion (2/3×3) & LU decomposition (4/5×5)
2×2 to 4×4 inverse via Gauss-Jordan. Detects singular matrices. Row operations shown.
Reduced Row Echelon Form — rank, nullity, and pivot columns. Rank-nullity theorem.
2×2 and 3×3 eigenvalues via characteristic polynomial. Normalized eigenvectors.
Orthogonalize vectors to create orthonormal basis. QR decomposition foundation.
Null space basis & column space basis from RREF. Rank-nullity theorem demonstrated.
Transpose any matrix (2×2 to 5×5). Detects symmetric matrices. Shows A^T = A cases.
Check up to 5 vectors (ℝ²–ℝ⁴) for linear independence via RREF. Finds basis for span.
📐 Math & Science — Fundamentals
Circle, rectangle, triangle, trapezoid, ellipse, parallelogram — m² & ft²
Sphere, cylinder, cone, cube, prism — litres, US gallons, UK gallons
Solve any triangle — SSS, SAS, AAS. Law of sines & cosines.
a² + b² = c². Find any side. Pythagorean triples. 4 independent discoveries.
Radius, diameter, circumference, area — solve from any one value. π explained.
Solve ax²+bx+c=0. Discriminant, complex roots, vertex. Germany's 'Mitternachtsformel'.
√x, ∛x, nth root. Simplifies radicals (√48 = 4√3). Perfect squares.
xⁿ for any base and exponent. Negative & fractional powers. Scientific notation.
log₁₀, ln, log₂, and any custom base. Change-of-base formula.
n! exact up to n=5000. Double factorial, Stirling's approximation.
Greatest Common Factor (HCF/GCD) and LCM for 2+ numbers. Prime factorization steps.
Simplify ratios, scale them, or solve a:b = c:d proportions. Rule of three.
Step-by-step long division with remainder. US (÷) and European (:) notation.
Round to decimal places, sig figs, or nearest n. Banker's rounding (IEEE 754).
Count sig figs or round to n sig figs. IB/AP/A-Level rules explained.
Integers, decimals, dice rolls, or random picks from a set. Seeded & unique modes.
Binary ↔ Octal ↔ Decimal ↔ Hex with step-by-step. Unix permissions, CSS colors.
📊 Statistics & Probability
Mean, median, mode, std dev (sample & population), variance, IQR
All 3 averages + range from any data set. Why governments use median income.
Population (÷n) and sample (÷n−1) variance & std dev. Bessel's correction explained.
Z-score and percentile. Left/right/two-tailed probabilities. Japanese hensachi.
P-value from z or t score. One/two-tailed. α = 0.05 / 0.01 significance levels.
CI for mean or proportion at 90/95/99%. Auto t-distribution for n < 30.
Required survey sample size. Finite population correction for small communities.
Pearson r, Spearman ρ, R², linear regression. AP Stats, A-Level, IB.
P(A∪B), P(A∩B), P(A|B), P(A'). Frequentist rules for AP Stats / A-Level.
🔄 Conversion
Celsius, Fahrenheit, Kelvin, Rankine with reference table
Length, weight, volume, area — metric & imperial
mm, cm, m, km, in, ft, yd, miles, nautical miles, furlongs — 17 units
kg, lbs, stone (UK), oz, tonnes, troy oz, carats — with UK stone explained
Live exchange rates — compare purchasing power across 150+ currencies
⏱️ Time & Utility
Convert time between any two IANA time zones — DST handled automatically
Live current time in any two cities — time difference updated every second
Weekly timesheet — clock-in/out with break deductions, weekly pay estimate
Add or subtract hours and minutes — convert decimal hours to H:MM
12-hour AM/PM ↔ 24-hour military time — full reference table
Live countdown to any future date/event — days, hours, minutes, seconds
Road trip fuel cost — MPG (US/UK), L/100km — split by passengers
Appliance running cost daily/monthly/annually — country-specific rates
Convert MPG (US), MPG (UK), L/100km, km/L — explains gallon difference
Annual output, savings & payback — US ITC 30%, UK SEG, AU STC rebates
Solve speed/distance/time in mph, km/h, m/s, knots — speed limits by country
Bits, bytes, KB, MB, GB, TB — SI vs IEC binary (GiB vs GB) explained
Download/upload time from file size and connection speed — Mbps vs MB/s
🏠 Home & Tools
Cubic yards (US), cubic metres (UK/AU), bag counts for 60/80lb and 20/25kg bags
Gallons (US) or litres (UK/AU) — deducts doors & windows, any number of coats
Square feet, square metres & square yards with waste factor for any lay pattern
Square yards (US) vs linear metres of 4m roll (UK/AU) — includes pattern repeat waste
Tiles & boxes from room area and tile size — inches (US) or centimetres (UK/AU)
Board feet (US/CA) or lineal metres (UK/AU) — explains nominal vs actual size
Cubic yards (US), cubic metres (UK/AU), and bag counts for 2 cu ft, 60L, 70L bags
Volume and weight for pea gravel, crushed stone, river rock — US tons & metric tonnes
Panels, posts & rails — US 8ft, UK 6ft, AU 1.8m standard panel sizes
Roofing squares (US/CA) or m² (UK/AU) with pitch factor — shingles & tiles
Cryptographically secure — follows NIST (US), NCSC (UK), ACSC (AU) guidelines
Words, chars, reading time, sentences — Twitter, SMS, LinkedIn platform limits
HEX ↔ RGB ↔ HSL ↔ HSV ↔ CMYK — web (RGB) vs print (CMYK) explained
CIDR network/broadcast/host range — RFC 1918 private ranges explained
Why WorldCalculators.org?
Most calculator sites give you a number. We give you the number — and explain how Japan, the UK, Germany, and the US all calculate it differently. Because the same formula doesn't always mean the same answer.