🇺🇸 US 0/15/20% 🇬🇧 UK £3K allowance 🇦🇺 AU 50% discount 🇨🇦 CA 50% inclusion

Capital Gains Tax Calculator

Calculate capital gains tax on investments in the US, UK, Australia, or Canada. Rules differ dramatically — the same $15,000 gain could cost you $0, $900, $1,850, or $3,000 depending on your country and situation.

Quick Answer
CGT varies by country and holding period. UK: 18%/24% on gains above £3K. AU: 50% discount if held >12 months. US: 0–20% long-term.
💡 US: Short-term (<12 months) taxed as ordinary income. Long-term (12+ months): 0%, 15%, or 20% based on income.

Capital Gains Tax Comparison

Country Short-Term Rate Long-Term Rate Annual Exemption
🇺🇸 United States 10–37% (ordinary)0%, 15%, or 20%None (use tax-loss harvesting)
🇬🇧 United Kingdom 18% / 24%18% / 24% (same)£3,000/year
🇦🇺 Australia Marginal income rate50% discount appliedNone (losses carry forward)
🇨🇦 Canada 50% inclusion + marginal50% inclusion + marginalTFSA account room
🇩🇪 Germany 26.375% flat26.375% flat€1,000 Sparerpauschbetrag
🇯🇵 Japan 20.315%20.315%NISA exemption
🇸🇬 Singapore 0%0%No CGT
🇭🇰 Hong Kong 0%0%No CGT

Frequently Asked Questions

What is the capital gains tax rate in the US?

US long-term capital gains (assets held more than 1 year) are taxed at 0%, 15%, or 20% depending on your income. Short-term gains (held ≤1 year) are taxed as ordinary income at rates from 10% to 37%. High earners also pay a 3.8% Net Investment Income Tax (NIIT) on investment gains above $200,000 (single) or $250,000 (married).

What is the UK capital gains tax rate in 2024?

UK CGT rates on shares and investments are 18% for basic rate taxpayers and 24% for higher/additional rate taxpayers (2024). The annual CGT exemption is £3,000 (reduced from £12,300 in 2023 and £6,000 in 2023/24). UK ISA accounts are completely exempt from CGT — a major advantage for UK investors.

Does Australia have capital gains tax?

Yes. Australia taxes capital gains as part of ordinary income but provides a 50% discount for assets held more than 12 months. If your marginal rate is 37%, you effectively pay 18.5% on long-term gains. Losses can offset gains, and the family home is generally exempt (main residence exemption).

Sources & Methodology

Capital gains are taxed differently for short- vs long-term holdings, and rates and allowances vary by country.

Standards and figures reviewed 2026.