🇺🇸 US 🇬🇧 UK 🇨🇦 Canada 🇦🇺 Australia
Paycheck Calculator
Enter your salary to see your take-home pay after taxes and deductions.
Quick Answer
US: Take-home is typically 70–80% of gross after federal tax, Social Security (6.2%), Medicare (1.45%), and state tax. UK: income tax + NI (8% up to £50,270) reduces gross by 25–32% for basic-rate payers. Canada: 22–27% deducted for CPP, EI, and federal/provincial tax on average income.
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How Take-Home Pay is Calculated
🇺🇸
United States
The US uses a progressive federal tax system with 7 brackets (10%–37%). But you also pay FICA taxes:
- • Social Security: 6.2% (up to $168,600 wage base)
- • Medicare: 1.45% (+ 0.9% on income > $200K)
- • State tax: 0% (WA, TX, FL…) to 13.3% (CA)
- • Standard deduction: $14,600 single / $29,200 married
Formula: Net = Gross − Federal Tax − SS − Medicare
🇬🇧
United Kingdom
UK workers pay income tax AND National Insurance (NI) — two separate deductions:
- • Personal Allowance: £12,570 tax-free
- • Basic Rate: 20% on £12,571–£50,270
- • Higher Rate: 40% on £50,271–£125,140
- • NI: 8% (£12,570–£50,270), 2% above
Formula: Net = Gross − Income Tax − National Insurance
| Country | Gross | Income Tax | Social Tax | Take-Home | % Kept |
|---|---|---|---|---|---|
| 🇺🇸 USA | $60,000 | $5,481 (9.1%) | $4,590 (7.6%) | $49,929 | 83.2% |
| 🇬🇧 UK | £50,000 | £7,486 (15.0%) | £3,016 (6.0%) | £39,498 | 79.0% |
| 🇨🇦 Canada | CA$60,000 | CA$7,065 (11.8%) | CA$3,753 (6.3%) | CA$49,182 | 82.0% |
| 🇦🇺 Australia | A$60,000 | A$11,067 (18.4%) | A$1,200 (2.0%) | A$47,733 | 79.6% |
⚠️ Important Notes
- • This calculator estimates federal/national taxes only. US state income taxes (0–13.3%) are not included.
- • 401(k), pension contributions, health insurance premiums, and local taxes will further reduce take-home pay.
- • Results are estimates. Use official HMRC, IRS, or CRA tools for precise figures.
Sources & Methodology
Take-home pay subtracts federal income tax withholding (IRS Publication 15-T), FICA (Social Security and Medicare), and state taxes from gross pay.
- U.S. IRS — Publication 15-T, Federal Income Tax Withholding
- U.S. Social Security Administration — Contribution and benefit base
- U.S. IRS — Topic No. 751, Social Security and Medicare withholding rates
Standards and figures reviewed 2026.