🇮🇳 India · FY 2026-27 · new regime

₹8 lakh salary — in-hand pay FY 2026-27

An ₹8 lakh salary pays zero income tax in FY 2026-27 under the new regime — the Section 87A rebate covers it entirely, so in-hand pay is the full ₹66,667 a month before PF.

CHECKED Tax year 2026–27 verified 2026-09-23 2 primary sources next review 2026-12-15
₹8 lakh CTC breakdown — new regime
Line Yearly Monthly —
Gross salary (CTC) ₹8,00,000 ₹66,667 —
Standard deduction −₹75,000 — —
Income tax + 4% cess −₹0 −₹0 —
In-hand (before PF) ₹8,00,000 ₹66,667 —
You keepIncome tax + cess

What this means in practice

This salary sits inside the tax-free zone created by Budget 2025 and retained in Budget 2026: salaried income up to ₹12.75 lakh effectively pays nothing under the new regime. Compare the same package in the UK or Germany, where comparable salaries lose 25–45% to tax and social contributions.

Common questions

What is the in-hand salary for ₹8 lakh CTC in FY 2026-27? +

With zero income tax (the Section 87A rebate covers it fully), the in-hand salary is ₹66,667 a month before PF — the full ₹8,00,000 a year.

How much tax on ₹8 lakh under the new regime? +

Zero. After the ₹75,000 standard deduction, taxable income is ₹7,25,000 — at or below the ₹12 lakh rebate limit, so Section 87A cancels the entire tax.

Does this include PF and surcharge? +

No — EPF depends on your basic-salary structure (typically 12% of basic), so subtract your monthly PF for the bank-credit figure. Surcharge only applies above ₹50 lakh taxable income.

Sources & method. Income-tax Act 2025 applies from 1 April 2026; section 202 covers the new regime and section 156 covers the rebate. New-regime slab rates match the prior FY structure, but the tax-year terminology and law changed. Resident salary up to ₹12.75L can yield zero slab tax after a ₹75,000 standard deduction and rebate, excluding special-rate income. Marginal relief applies just above ₹12L taxable. Surcharge, EPF and other deductions are excluded by default.
  1. Income Tax Department — Budget 2026 FAQs, tax year 2026–27 slabs, rebate and salary deduction
  2. Income Tax Department — Finance Bill 2026 memorandum, 4% cess
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APA

WorldCalculators.org. (2026, June 13). ₹8 Lakh In-Hand Salary FY 2026-27 — ₹66,667/month. https://worldcalculators.org/salary/in/800000-in-hand/

MLA

“₹8 Lakh In-Hand Salary FY 2026-27 — ₹66,667/month.” WorldCalculators.org, 13 June 2026, worldcalculators.org/salary/in/800000-in-hand/.

BibTeX

@misc{worldcalculators2026salaryin800000inhand,
  title        = {₹8 Lakh In-Hand Salary FY 2026-27 — ₹66,667/month},
  author       = {{WorldCalculators.org}},
  year         = {2026},
  howpublished = {\url{https://worldcalculators.org/salary/in/800000-in-hand/}}
}

Figures change when tax years or guidance change. Cite the date shown and link the page so readers see the current version.